Chiropractors exist in a quasi-medical arena. Chiropractors are accepted by insurance, but they aren't licensed by medical boards. They go to school but not medical school. As a result of these legal vagaries, the details of their liabilities are not as clear cut as real doctors.
Chiropractors are not doctors, but they are liable for malpractice or professional negligence. The extent of their liability depends on state law, specifically, if they are responsible for some malpractice or simple professional negligence.
Keep in mind that Chiropractors work with the spine and neck. A mistake can cause serious injuries. Therefore, concerns about their liability and insurance are not unheard of or unusual.
To prove that the chiropractor is liable, you must show that they did not exercise the standard of care of other chiropractors in the same situation, which means that if a different chiropractor had treated you, you would not have been injured. Bear in mind that these suits are often the subject of hard deadlines, if you miss the deadline to file, you miss the opportunity to sue for your injuries. So once you know you are injured, contact a lawyer immediately.
Were you injured by a chiropractor? If yes, you should consult with a lawyer to review your rights to recovery. Chiropractors can cause serious bodily injuries or worsened conditions, and you shouldn't pay for your medical bills, the chiropractor should pay for them. An experienced attorney can help you get the compensation you deserve to pay your bills.